Pngme | Mobile Finance Marketplace
Mobile Finance Marketplace Borderless Payments, Lending, and Credit Pngme: A Global Alternative Lending Platform and Mobile Payment Application Pngme is global alternative lending platform that gives institutional investors access to an alternative lending asset class. Using tokenized digital bonds, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending platform where borrowers can obtain low-cost capital and investors can access alpha. For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower’s mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more e...