Pngme | Mobile Finance Marketplace

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Mobile Finance Marketplace

Borderless Payments, Lending, and Credit


Pngme: A Global Alternative Lending Platform and Mobile Payment Application

Pngme is global alternative lending platform that gives institutional investors access to an alternative lending asset class. Using tokenized digital bonds, decentralized rate setting algorithms, and digital-footprint-based credit scoring Pngme creates an open and transparent lending platform where borrowers can obtain low-cost capital and investors can access alpha.
For borrowers Pngme provides the necessary tools to credit score their customers and raise capital by issuing digital bonds that are sold on our lending platform to investors. Our Credit Scoring APIs allow for seamless integration with a borrower’s mobile payment application in order to embed credit default risk into the digital bond through our Digital Bond API. By providing current and historical credit risk information investors are able to price capital more efficiently and increase the supply of affordable capital for borrowers.
Additionally Pngme’s mobile banking application increases access to finance for business owners and consumers. Featuring mobile-to-mobile payments, savings, and a digital credit score, the app gives consumers easy access to finance anywhere in the world from their mobile device.
Our mission is to close the $5.2 trillion dollar finance gap that affects 200 million micro, small, and medium sized enterprises globally. This will drive sustainable economic growth from the bottom of the financial pyramid increasing opportunity and quality of life.

Global Mobile Finance Marketplace for Finance Institutions and MSMEs

Mobile Payments
Low or fee-less mobile payments in your local or digital currency
Everyday Accounts
Easily create a daily spending account for everyday mobile payments
Loan Marketplace
Lend and borrow money on Pngme at competitive interest rates
Credit Score
Algorithmic credit score created from a user’s mobile digital footprint
Piggy Bank
Earn interest on the money saved in your Pngme piggy bank account
Rewards
Earn Pngcoin rewards when you refer friends and save Pngcoin

Available on Android and iOS



Coming Soon
Launching in 2019, our mobile app will allow early users to earn rewards, lend money, and build their borderless credit score.
Our second release will bring, USD, GBP, EUR, and KSh currencies to a users wallet. Allowing users to make instant payments and save in their local currency.
HOW YOU EARN REWARDS ON THE PLATFORM.
  • When you register for the platform’s score program, you get a free credit score.
  • You can also build credit by taking their credit survey.
  • You also get to earn rewards for signing up for early access.
  • When you invite your friends, you also get rewarded.
  • The more you build your credit score, the more coins you can earn, and the best part is that these pngcoins are redeemable for cash in the future.
PNGME CORE TЕАM 
Thе MSMEs рrоjесt іѕ реrfоrmеd bу a рrоfеѕѕіоnаl аnd еxреrіеnсеd tеаm, a tеаm lеd bу vіѕіоnаrу lеаdеrѕhір аnd аwеѕоmе соntrіbutіоnѕ frоm еасh tеаm mеmbеr, grеаtеr hеіghtѕ саn bе асhіеvеd duе tо соmmіtmеnt аnd dеdісаtіоn оf thе grоuр,wіthоut thе grеаt wоrkіng rеlаtіоnѕhір bеtwееn thе lеаdеrѕ аnd tеаm mеmbеrѕ, thіѕ wоuld nоt hаvе bееn a rеаlіtу, mіnd blоwіng ѕасrіfісеѕ wеrе mаdе tо еnѕurе thе ѕuссеѕѕ оf thіѕ PNGME. MSME is the grassroots for the growth of any country but the majority does not have access to a loan. Even the few that have access to a loan are been cheated with an ineffective credit score algorithm which normally places high rate interest on their loan.
CONCLUSION
The blockchain technology happens to be the only viable means that could sort out the issue of lending and loans for small and medium enterprises. This is where PNGME was birthed. The Pngme will open global access to financial and technical services to everyone and creates a transparent platform for interaction between institutional investors and borrowers. 
For more information please follow the media links below
Author 
  • Name: loockup45
  • LinkProfile: https://bitcointalk.org/index.php?action=profile;u=2213263
  • ETH ADDRESS: 0x180dE6380154228445501a35b3Fa5b0E473E5da6 
  • CONTACT EMAIL: loockup45@gmail.com 
  • Telegram: @loockup45

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